Pet health insurance has been around for many years and is becoming increasingly popular and much more financially affordable; as well as offering many different healthcare cover options for your pets. There is no equivalent of Medicare for pets, thus often treatment costs exceed what an equivalent problem would cost for a human patient.
Having health insurance for your pet provides you with the comfort and reassurance of knowing the best medicine and treatment options are available and affordable for your pet no matter what happens.
Did you know that 24 hr emergency care for animals can cost over $1,000 per day? Some surgeries such as repair of fractured bones or exploratory surgery can also add up to thousands of dollars and that does not even include the recovery and aftercare treatment. It is a heartbreaking situation to have to choose between the health of your pet and financial constraints, so for peace of mind we strongly recommend that your pet is insured.
There are several companies that offer pet insurance and we can help you find one that best suits your needs and your pet. Now there are insurance add on options that can be added to car, house or contents insurance, depending on the provider.
What does pet insurance cover?
Individual packages vary in the type of treatment covered. However, they usually include most accidents and unexpected illnesses.
- Some policies cover 100% of the costs
- Some offer lower premiums if an excess is paid
- Some policies only cover a percentage of the costs
- Some policies have extra cover for life or decrease with age
- If the pet is stolen or goes missing
- Death of the pet from injury or illness
- Emergency boarding when the owner is ill
Many of our clients already have health insurance for their pets and find it very helpful.
We highly recommend pet insurance and encourage you to discuss it with us at your next visit.